Best Discounted Gift Cards to Give This Christmas — 2026 Guide

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Best Discounted Gift Cards to Give This Christmas

Yes — a gift card can be a thoughtful Christmas gift, and buying it discounted means you either save money or give more than you paid. A $50 card bought below face value still spends like $50 for the person who receives it. The trick is simple: pick a brand the person already loves, buy early while stock is good, and add one small personal touch — a note, their favorite treat, or a plan to use it together.

This guide walks through the best types of discounted gift cards to give this Christmas, who each one fits, and how to buy safely. GiftCardSaving.com is a marketplace for discounted pre-owned gift cards, with around 400 brands. Stock and discounts change with supply, so always check the brand page for today's price before you buy.

Why discounted gift cards make smart Christmas gifts

Buying discounted adds a second benefit. If a card is listed below face value, you can stay inside your budget and still give the full amount, or step up to a larger card for the same spend. Restaurant brands often run deeper discounts than everyday retail brands. For example, Krispy Kreme has listed at up to about 29–35% off when in stock (check the brand page for today's price). Coffee and big-store brands usually discount less because demand is so high — Starbucks has listed at up to 12% off and Walmart at up to 10% off, when in stock, and prices change with supply.

Best for coffee lovers: Starbucks

For anyone who buys coffee most mornings, a Starbucks card is the safest gift on this list. It works for drinks, food and treats, and it is easy to give as an eGift if you are sending it to family in another state.

One warning from experience: Starbucks is one of our fastest-selling brands. When cards are listed, they go fast. If you see the amount you want in November, do not assume it will still be there in late December. Buy it, save the email, and you are done. Turn on notifications in the app or on the web so you do not miss the next restock.

Best all-rounder: Walmart

A Walmart card fits almost anyone — groceries, household basics, toys, electronics and more in one place. It is a particularly good gift for parents, students setting up a home, and anyone who would rather choose for themselves.

Best for families and food lovers: restaurant gift cards

Restaurant cards are where discounted buying often shines, because many dining brands list at deeper discounts than retail brands. They also turn a card into an experience: a family pizza night, a steak dinner, or donuts for Christmas morning.

Best last-minute gifts: eGift cards

Left it late? An eGift is delivered by email, usually within an hour, and sometimes longer if extra verification is needed. That makes it the practical choice in the final days before Christmas — no shipping, no wrapping, and you can forward it or print the email and put it inside a Christmas card.

Physical cards are different: they are shipped by USPS and take about 3–7 days. Order physical cards early in December at the latest. If the date is close and you are not sure, choose an eGift.

Best extra savings: check Hot Deals — with eyes open

Our Hot Deals page lists cards at stronger discounts. They can be excellent value, but they come with a much shorter guarantee — typically 3–7 days, shown on the listing — instead of the standard 60-day guarantee on regular purchases.

For a Christmas gift, that difference matters. If you buy a Hot Deal in November and give it on December 25, the short guarantee may already have run out. Hot Deals are best when the person will use the card right away. For a gift that will be opened weeks later, a regular listing with the 60-day guarantee is the safer choice. Read our guarantee page before you decide.

How to make a gift card feel personal

Write a real note: what you hope they buy or do with it.

Add a small pairing: candy with a movie card, coffee beans with a coffee card, or a cookbook with a restaurant card.

Give it with a plan: “Dinner is on me in January — pick the night.”

For kids and teens, let them choose: the choosing is part of the fun.

Keep the delivery email or receipt until the card has been used.

How to buy safely

Buy from a marketplace with a clear guarantee, check the balance as soon as a card arrives, and use it within the guarantee window. On GiftCardSaving, regular purchases carry a 60-day money-back guarantee from the purchase date covering invalid or depleted cards. There is no sales tax, and payment options include PayPal and Visa, Mastercard, Discover and American Express. Gift cards sold on the site are for use in the US only.

Frequently asked questions

Is it okay to give a discounted gift card as a gift?

Yes. The person receiving it spends the full face value. How much you paid is your business — the saving is the point of shopping smart.

When should I buy Christmas gift cards?

As early as you can once you know the brand. Popular brands sell out, physical cards need 3–7 days for shipping, and eGifts are the backup plan if you run late.

What if the card does not work?

Contact support as soon as you find a problem. Regular purchases are covered by the 60-day guarantee for invalid or depleted cards. Email [email protected] or text 818-938-0041 (text only).

Do these gift cards expire?

Per our FAQ, gift cards on the site do not expire, but we advise redeeming within the guarantee window so any problem can be fixed easily.

Ready to start your Christmas list for less? Browse today's discounted gift cards, pick the brands your people actually love, and use WEL1 for 1% off your first order.